Kopeshea gives SACCOs, MFIs, and private lenders a complete digital platform — issue loans, and track every shilling in your portfolio in real time.
No system integrators. No months of setup. Your lending operation is live in a single day.
Onboard your SACCOS, MFI, or private lending business in minutes. Verify once, lend forever.
Import existing clients in bulk, our proffessional services team is here to help every step of the way.
Set terms, and approve from your dashboard. No paperwork, no queues.
Repayments pulled via M-Pesa and Airtel Money on the due date. You get a real-time alert every time.
Every borrower builds a risk profile based on repayment history. Know who to lend to and how much before you approve — reduce defaults before they happen.
Generate your CRB submissions, loan books, and Bank of Tanzania regulatory reports in one click. Audit-ready at all times.
Automated payment reminders sent 3 days, 2 days, and 1 day before each due date. Borrowers stay on track — without your staff making a single call.
Manage loan officers, field agents, and branches from one account. Set permissions, track performance, and see the full picture at every level.
Live dashboards for disbursements, collections, PAR (Portfolio at Risk), income, and arrears. Make decisions based on data, not guesswork.
Kopeshea doesn’t just give you tools — we share the knowledge that separates struggling lenders from profitable ones.
Portfolio at Risk is the single most important metric in any lending business. Learn how to measure it, benchmark it against industry standards, and use Kopeshea tools to drive it down.
Too high and clients go elsewhere. Too low and you lose money. We break down how to calculate a sustainable interest rate that covers risk, cost of funds, and operating expenses.
Manual collection is the biggest operational cost for most MFIs. Learn how Kopeshea\u2019s direct debit integration eliminates cash handling and reduces late payments by up to 60%.
Operating outside the Bank of Tanzania\u2019s framework carries serious legal risk. We walk you through what licences apply to your institution size and how Kopeshea keeps your records audit-ready.
Character, Capacity, Capital, Collateral, Conditions — the 5 Cs of credit still apply in digital lending. Learn how Kopeshea\u2019s scoring engine evaluates each one automatically.
Defaults happen. What separates professional lenders is how they respond. Learn the right steps for restructuring, escalation, and CRB reporting — all manageable inside Kopeshea.
Join 200+ lenders, SACCOs, and MFIs across Tanzania who moved their operations to Kopeshea. Go live today — no long onboarding, no IT team required.